Independent Home Finance, Inc Your Premier Private Money Home Equity Broker Covering All Of California

The Independent Home Finance, Inc Team is your premier private money home equity broker, covering all of California. Our team is dedicated to helping you access the equity in your property via Private Investors, Conventional, FHA, or Reverse Mortgage. We will advise you on the best possible scenario for you and your family. We strive to truly understand your circumstance on a personal level. In turn, this allows us to ensure the best possible loan is obtained for your needs.

Semper Fi!

For more information give us a call at (949) 315-9349 or Click Here!

Homebuyers

See how much you qualify for in today's market.

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Refinance

We can help you lower your rate or take cash out.

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Today's Rates

See if the time is right for you to purchase
or refinance.

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Ask A Question

We can answer your mortgage related questions.

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What are you waiting for?

Getting started is easy!

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Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

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VA Loans

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Private Home Equity

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Reverse Mortgage

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Jumbo Home Loans

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Home Purchase Loans

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View All Loan Programs

What our clients are saying

Michael Berry

To anyone seeking guidance and exceptional customer service with loans and refinancing, my wife and I highly recommend you contact Independent Home Finance, Inc, I've worked with Tim on several loans, and each time he was informative, communicative, and provided amazing customer service. Tim and Ian (loan processor) were able to research our scenario and secure competitive rates, working quickly to close and get cash landed to us when we needed it for new projects. The experience was nothing short of wonderful, and their ability to navigate the nuances of financing helped reduce our anxiety during the process. 5 out of 5 stars.

Gary Patterson

Tim was amazing in helping me get my loan done. I got denied from four other companies, who all said they couldn’t do it - but Tim figured out a solution, and we closed in two weeks! Thanks again, we are so appreciative for your help.